To Expand Investment Channels Of Insurance Funds

Along with our insurance from 1980 recovered of fast development, it delivers to face some more new problem. From narrow investment channel, low investment profit, that would be an outstanding problem, and have already become our country insurance development of bottleneck; endanger the keeping on of insurance develops healthily. Therefore expand the investment profit of the investment channel, exaltation to become our country theories field and actual situation section research and concern of hot problem.2006 March, through State Department approval,《the insurance funds invests infrastructure item an experimental unit a management a way indirectly》has already been passed by CIRC. This would be another innovation of insurance funds investment channel expanding to our country. And it will promote to solute some difficulties in finance and investment. But along with the insurance funds investment channel's expanding further, problem of investment risk appears, new investment channel would cause new investment risk by all means, which needs to control and manage from whole. Therefore, to set up a risk-guarding system against investment channel expending, extend investment yield, will bring great meaning to insurance funds investment.To a new investment funds investment channel, the realistic condition may can't adapt the need of funds operation very much. This needs to be studied from three squares: insurance company, financial market, government, to carry on the risk guard measure and the improvement of related exterior environment.This text combines insurance funds investment channel's process and present condition of investment, discussing the main contents on investment channel expanding strategy. Then analyze the effect of expanding invest channel by the theories. On this foundation, give insurance funds investment channel expending evidence analysis, according to different types of risk and the obstacle, combining an insurance funds investment basic principle, inquiry in to set up the risk-guard system, and emphasized strategic suggestion to investing the infrastructure item with the insurance funds. The text puts questions (the contents of investment channel's expanding), analysis problem (the risk factor and giving an evidence analysis), solve problem (suggestion).This text structure and contents are as follows:Chapter 1, insurance funds invests channel expanding summarize. Invest channel expanding process, along with economy of development, our country the insurance draws lessons from foreign experience already and combine our country actual investment environment and present condition, expand investment channel, namely the insurance funds invests infrastructure item indirectly, for resolve our country insurance funds investment channel is narrow, investment income low etc. realistic problem, found out a valid path.Chapter 2, insurance funds invests channel expanding of theories. The theories involved includes the management theories of the property liabilities and property combination.Chapter 3, insurance funds invests channel expanding substantial evidence analysis. Include risk and obstacle both side. It is research and quest of chapter 4 to lay foundation from here.Chapter 4, invest channel expanding suggestion. Invest risk after expanding an investment channel will larger, face a new investment funds investment of the outlet-insurance in the infrastructure item in the meantime, the realistic condition may can't adapt a funds the need of the operation very much. This needs to be from three squares of insurance company, financial stock market, government to carry on the risk, which aims to guard against respectively and the improvement of related exterior environment.