Based On Comprehensive Counter System For G The Banking Department's Operational Risk Management

Banking operation risks were divided into the credit risk, the market risk and the operational risk in the new Basel Capital Accord. Operational risk is not a new issue to financial institutions; rather, it is one of the oldest types of risks that banks encounter。In recent years, due to the integration of economic and financial factors such as the impact of the rapid development of global financial markets, the financial market is the unprecedented volatility of financial institutions faced with the increasingly serious operational risk banks in order to better participate in the competition, the implementation of an integrated teller system. But the teller systems bring to a certain operational risk. This paper from the commercial banks operating theory of risk management, the use of theoretical analysis, and qualitative analysis, summarized the methods of interpretation, the commercial banks operating risks related to the management of the theory expounded the operational risk of definitions, classifications, characteristics and secondly, G bank teller on the integrated operating system risk analysis, pointing out that the G bank teller system integrated operation of the causes and risk characteristics, and reveals the teller integrated risk management system operating in the problems that exist. Again, from the qualitative and quantitative analysis of two aspects of the G bank teller system integrated operational risk control system and discusses the methods of the G bank teller of the integrated system to study the operation of a realistic risk of positive significance. Clearly, the issue of greater theoretical and practical value:(1) from the theoretical point of view, although many experts and scholars from a lot of meticulous research, but the content of the study extensive, not specific to a certain combination of a bank's actual situation, the study will explore ways to help the "new Palestinian Sale Capital Accord "and G bank teller integrated system combining the practical work, specific to a commercial bank's actual conditions, solve practical problems.(2) Practical value talk, in this theoretical analysis and empirical studies on the basis of the proposed G bank teller system integrated operational risk management and regulatory departments regulatory aspects of proposals to deal with G commercial banks to create a sound internal management system, in the fierce competition in the market come to the fore. In addition, the conclusion of the study to other commercial banks operating risk management and regulatory practice also has reference value. Comprehensive teller system for the integrated study of the operational risk has practical positive significance.In this paper, the reality of G banking case, the teller a comprehensive analysis of the causes and characteristics of the system, from the qualitative and quantitative aspects of the two-handed operation of the integrated risk management proposals. The main contribution of this paper is that in-depth analysis of China's commercial banks of the many causes of operational risk on the basis of combining G bank teller system integrated operational risk management case, the G bank teller integrated operational risk management system put forward some concrete and practical initiatives.