Hohhot City Commercial Bank Development Research

After eight years development, Hohhot commercial bank made a certain success in all businesses, the overall scale continually expanding, and the level of profit substantially increasing. However, impacted by the regional financial environment, historical and actual conditions , there are many questions in the development process of Hohhot commercial bank. Market positioning is not accurate and reasonable., corporate governance is imperfect, risk control is poor, the level of innovation is low. these problems constrain the development of Hohhot City commercial bank. The development of Hohhot City commercial bank will face a more severe test, because the banking market competition is becoming increasingly fierce after the accession to WTO. Next step Hohhot City commercial bank must consider how to solve these problems. This article thinks Hohhot City commercial bank should solve these problems from two areas :the external conditions and internal factors .From the external conditions, the government should improve the region financial environment ;from internal factors, Hohhot City commercial bank should further define market position, optimize corporate governance structure, improve risk control capacity, strengthen capital constraints, and increase innovation capacity, which may improve the competitiveness of Hohhot City commercial bank. The improvement of inside and outside conditions will certainly promote the development of Hohhot City commercial bank.