Communications Bank The Yueyang Branches Facing The Development Of Challenges And Solutions

With China's reform and opening up the deepening and development, as well as to accelerate opening up the financial industry, banks with an increasingly competitive industry, customers demand ever-increasing levels of reality, how in the fierce competition of survival and development has become the face of various commercial banks important issue. Competition in the financial industry an international background, as the financial industry an important part of the small and medium-sized financial institutions, their survival and development is faced with more severe challenges. At the same time, how to promote the steady development of small and medium-sized financial institutions, achieve sustained and stable growth of the development of China's commercial banks, development of the national economy as a whole are of fundamental importance. Thus, targeted small and medium-sized financial institutions to study the problems in the development and science and the solutions proposed, with a view to the efforts of small and medium-sized commercial banks to explore the best path and the laws of ecology, with important theoretical value and practical significance.Commercial banks as a grass-roots organizations Yueyang Branch Bank of Communications, the challenge and the development prospects of small and medium-sized commercial banks and other financial institutions as a microcosm of the status of its development, problems and future prospects for the development of a typical representative of both the meaning of . For this reason this paper is to Yueyang Branch Business Development Bank of Communications for the cases of China's small and medium-sized commercial banks to optimize business processes, organizational structure and operating mechanism, in particular the establishment of scientific relations between government and enterprises to make a special study.In this paper, the global financial crisis against the backdrop of the face of large and medium-sized state-owned commercial banks, the challenge of foreign banks, in the face of accession to WTO and opening up the financial industry to speed up the reality of small and medium-sized financial institutions in China only in the science policy guidance and support, conform to the trend of the times and actively participate in market competition, in order to survive fierce competition and development.This article clearly at all levels of government in the development of small and medium-sized financial institutions should be able to make great advance through continuous market, improve the function of policy support, building a social credit system, and vigorously promote the mixed operation, proper disposal of non-performing assets, monitoring systems and evaluation of innovation in order to more faster and better financial institutions to promote rapid, sustainable and healthy development.