Since reform and opening-up, the small and medium-sized enterprises' contribution rate to national economy raises constantly. The small and medium-sized enterprises (SMEs) of our country take an important role in expanding employment, activating market,stabilizing society and promoting the development of national economy. However, difficulty of financing among SMEs is the "bottleneck" as related to the development. Therefore, the capital difficulty of our SMEs is more complicated; moreover, the importance of analyzing it can be seen. This paper have made a deeply analyses on these reasons and how to deal with,then put forth suggestions on solving problems in light of native conditions, and learning from other nations.There are seven parts in this paper.Part one is introduction, illustrating the background and significance of the selected topic, and its basic structure. Part two is the definition of SMEs function and the foundation theory of financing. Part three mainly introduces the current financing situation and problems. Part four detailed analyzes the reasons of financing difficulties. Part five mostly show how different countries take actions to solve the financing problems. Part six put forwards to a serious of countermeasures and suggestions to resolve the financing difficulties of Chinese SMEs. The last part is conclusion remark. |