The International Trade Financing Problems And Countermeasures About X Commercial Bank Of China

In recent years, China's foreign trade has made great achievements, China's economy has developed rapidly. Accession to the WTO, the international trading environment improved, the commercial banks around the international settlement business also will become increasingly fierce competition, international trade finance business has become one of the main business, commercial banks. In China, the advantages of international trade finance business has not fully it is necessary to study their systems, identify problems, this is the sound development of the commercial banks have practical significance.Trade finance as the trading and financial industry constantly upgrading, the article first classified according to different ways of trade financing simple classification, and lists the common and specific trade financing. Secondly, in contrast to domestic and international trade finance research based on analysis of the commercial bank financing of international trade situation and problems. The core of the fourth article, chap. Chapter Four credit-based credit risk model, combined with X bank's trade financing condition set out the risks of different financial products. After the use of VAR values CreditMetrics model to analyze risk, found that X line trade finance control of non-performing loans, compared with European and American banks have a gap. Chapter V, using empirical analysis methods, cite an X Bank export credit insurance, international trade financing instance, to specify the specific operation on X bank to guard against risks. Finally policy recommendations and conclusions section.