Bank Of China Hunan Branch Of The Television Industry Credit Risk Management Studies

Economic crisis, the cultural sector to promote growth and transformation of our national economy becomes increasingly important. Governments actively build our culture class business and banking financial institutions to communicate and exchange platform for the promotion of cultural industries and strong financial capital and effective docking, the promotion of cultural industries to accelerate development. On current of situation and market, while Bank of China rise to the credit business to develop cultural industries.It is not only absolutely focusing on one-sided the speed of development, but can not ignore to risk control and deregulation.Risk management is a core content at modern commercial bank management, this research method based on theoretical research, to adopt the combination of macro and micro analysis,qualitative and quantitative, theory and practice integrated with science, to compare empirical research methods to comprehensive research methods.This article firstly describe the theory at commercial bank of credit risk management;secondly analysis the current situation branch of the Bank of China, Hunan TV media industry credit risk management;We based on these theories optimized design to the Bank of China Hunan Branch of the television media industry credit risk management system, also we improve protection measures to the Bank of China Hunan Branch of the television media industry credit risk management system for implementation of the program.This innovation of the article focus on practical,practical guidance based on applied research. I has selected the cultural province of Hunan in the television industry credit risk to analysis and research, and summarized and categorized by the Bank of China's credit risk management methods,which combined with the television industry the status of credit, and to explore meet the Bank of China Hunan provincial branch of the actual,it has practical value on credit risk management.As an innovation-oriented paper, it focuses on the current practice of risk management theory, for Commercial bank risk management theory of systematic and comprehensive, still needs further study.