Risk Management Of Social Insurance Agencies

In recent years, to establish a more useful risk management mechanism of social insurance has become an important task of the government. The social insurance agencies had paid much attention to this task and has taken some measures to gradually establish the risk management mechanism. But there are still many problems, such as weak awareness, management without regulation. As a result, the risk management and related theoretical research are all at its initial stage of development.This thesis analyzes the features of the current risk management in Chinese social insurance institutions based on the immature management system framework within Chinese social insurance institutions. According to the regulations of the COSO Committee and Chinese regulators on the social insurance institutions'risk management, as well as the practice of the Chinese social insurance institutions, the definition of the risk management in the social insurance institutions will be given, the systematic framework of the internal control in Chinese social insurance institutions will be discussed and the construction of the Internal Control system will be deliberated. This thesis is divided into five parts and the details are as follows:The first part is preface and it is mainly explaining for the background of Research, significance, research methods and thesis structure. The Second part is the basic theory of risk and risk management. It is mainly to explain "What is risk?","What is social insurance agency?","What is risk mangement?" The third part is the current situation of China's social insurance agencies'risk management. It pose cause and management problems of risk in China's social insurance agencies.Part four is mainly to explain how to build suitable risk management system of China's social insurance agencies.And the mechanism of risk management also is discussed,which can ensure the effective application of the systematic methods by Total Quality Management in Public Sector and Business Process Reengineering.As a result,a risk management running model and organizational structure is established and some improvement suggestions are put forward on institutionalization,organizational culture management system. The fifth part is the limitations of this study and prospect.By using the financial theory which the ones studied in my postgraduate period, I try to analyze the framework of 1 risk management in our social insurance agencies. However, for the limitation of my theory level, maybe there are still some errors or slips. I expect to get directions from experts, and I will try my best to improve it in the future.