In the course of generation and development of human society, risk causes huge damage to human beings.Our territory is so large that it is unavoidable to suffer from various natural disaster,especially that cataclysm happened in 1998,Wenchuan earthquake and Zhouqu mud-rock flow,which test our country’s natural disaster emergency capability.Modern society develops fast.Meanwhile,it suffers from catastrophe risk frequently.So it is time to establish catastrophe insurance system.This paper aim at proposeing some ideas to contribute to our catastrophe insurance,whose content contains three part. |