A Study On The Willingness And Ways Of Accepting The Elderly

Since 1999, China gradually entered the aging society, the growing degree of aging, at the same time showing a large population base, rapid growth rate, age and disability empty nest, etc., under the background of family planning miniaturization family,and structure and imperfect service pension system,the pension issue has become a hot topic. Social pension is also due to inadequate pension system and aging speed is too fast to large shortfalls, pension issues surface unsustainable predicament. Self-pension manner on the agenda, to the Housing Endowment is an old flour by proprietary real estate transactions to achieve, self-important way to old people’s retirement pension. Housing Endowment broaden the channels for raising the pension funds of the pension system to play a complementary role to alleviate the huge pension pressure plays an important role. Based on the above analysis, the present paper the elderly as the research object, its willingness to accept and to the Housing Endowment way to make an empirical analysis of important topics of theoretical and practical significance.Based on a review of existing research on to the relevant theories, it analyzes the development course of domestic and foreign to the Housing Endowment. From the perspective of the beneficiaries, according to the elderly person’s own status, family status, economic status, pension hypotheses put forward the concept of four dimensions, through descriptive statistical analysis and Logistic regression analysis, study respondents to the Housing Endowment acceptance and willingness to accept significant way and each factor and influence the direction. The study found that the higher the level of education first, to accept the will of the Housing Endowment for the stronger; the fewer the number of children, the greater the possibility of accepting the Housing Endowment:I think on their own pension the elderly, are more prone to the Housing Endowment. Secondly, the Housing Endowment acceptance summarized into three basic ways, including home loan mortgage pension, rental or sale of real estate with the resulting pension, pension who inherit housing. In an interview with the Housing Endowment way the older age groups, the rental or sale of the most popular ways to use the resulting pension, the highest proportion. At the same time, compared with the rental or sale, elderly sex,physical condition themselves, four factors from the nearest child lives, the economic situation is affecting their choice "home loan mortgage pension" an important factor of this approach; and who Inherited Housing endowment" in this way by the elderly gender, number of children and the physical condition of three influence of factors.