A Study On The Legal Problems Of Internet In China

With the development of Internet technology,all kinds of rising internet banking model generated. If the internet banking is the hottest financial model at present,then the crowd-funding will the most popular flame of the fire.Crowd-funding depends on Internet,big data and cloud computing technology,achieve the use of fund settlement,the of funds and avoiding accommodation risks.And has the advantages of convenience,high efficiency and low cost,it can breaking through the financial monopoly,could bring benefits to investors and financiers. As a platform which across geographical and temporal difference,the internet crowd-funding platform not only have important significance to solve the financing difficulty of medium and small businesses.but also respond to the most urgent needs of the investor,broadens the investment channels for small and medium investors,optimizes the financial structure,improve the financial system and promote economic growth.In our country,the internet crowd-funding platform as a new financial financing model,although the time of development is late,but the internet crowd-funding platform is developing rapidly,and began to receive increasing attention of all people.About equity-based crowd-funding demonstration commenced was proposed by Premier Li Keqiang in the Standing Committee of the State Council in 2014.Then in 2015,the National and Reform Committee openly encourage conduct a pilot about equity-based crowd-funding.It is foreseen,the internet crowd-funding will has a very broad space for development in China.The internet crowd-funding platforms as an important subject of the internet crowd-funding,it plays an important role,is a bridge connecting investors and financier.In some way,the quantity and the quality of the internet crowd-funding platforms dictated that the development of internet crowd-funding.There are some problems exist in internet crowd-funding.On the one hand,the admittance doorsill of internet crowd-funding platforms is lax.On the other hand,the regulatory framework of our country is not perfect, it lacks supervision of internet crowd-funding supervision system to the supervisor,lack of flexibility in the means of regulation. So resulting in a variety of problems in the operation, and controversial in practice.In our country,the papers and books studies about the internet crowd-funding platforms is trivial.The domestic scholars focused on the research in equity-based crowd-funding,and lack of the concern of the internet crowd-funding platforms.So I specifically research on the internet crowd-funding platforms,study the main function during the crowd-funding operation session, based on research and analysis, find out the problems,provide corresponding suggestions on improving the legal support,explore a regulatory regime line with China’s national conditions.The whole passage can be divided into three parts.The first part is mainly talk about the internet crowd-funding platforms. First of all,introduce the development mode and development background of the internet crowd-funding.Next, comparison with the internet crowd-funding platforms from overseas to domestic.Then,Put forward the proposal for the legal status of the Internet crowd-funding platform.The second part it starts with the legal risks and problems of the crowd-funding platform,analyze the operational front,access aspects,regulatory aspects and legal risk.The third part is about propose and consideration of the legal system of the internet crowd-funding platforms,combined with the actual situation in China and learning and importing the overseas legislative experience.Then put forward suggestions for perfect legal system of the internet crowd-funding platforms.It aims to make our law much better.