On The Reform Of Property Rights Of State-owned Commercial Banks And Joint-stock Restructuring

To establish modern enterprise system is the direction forreform of enterprise and the state-owned enterprise inparticular. The key point for reform of state-owned commercialbank is to construct commercial bank with modern enterprisesystem and to manage the enterprise in a commercial basis in truemeanings. However, the state-owned commercial bank faces vastheavy task since it must be suitable for renovation of marketingeconomic system and meet the requirement of marketlization, aswell as lessen the differences between modern commercial bankand the state-owned commercial bank. At the same time, the datefor China to enter into WTO is quite near; the financialenterprise will be embraced in the wave of financialglobalization. Under such condition, it is an urgent andseriously important subject without doubts to renovate thestate-owned couuercial bank according to the requirements andinternational standards for modern commercial bank.-The basic features and requirement for modern enterprisesystem are: to make the property right clear, rights andresponsibilities are cleat, government management andenterprise is separate, and with scientific management, thereform for state-owned commercial bank according to therequirement of modern enterprise system which needs to start intwo ways, one is reform for property right is the base and premiseto separate the function of government. Whether the system ofproperty right establishment is scientific, reasonable or not,it not only decides the bank's internal administeringstructure-management operation system, but also influencedeeply in the action and method of bank and the management benefit.It is the realistic problem which can't be go beyond, no way to1escape and must be solved for deepening the financial reform,constructing modern commercial system.The thesis is under the guidance of bank's credit theory ofMarxism, study and draw on the experience from the beneficialresults of modern enterprise system, make good use of combinationanalysis, and the method to combine contrast analysis andcomprehension, analysis study and analyze the property rightstructure and current situation of Chinese state-ownedcou'nerci4 bank, especially point out the all .sorts ofmalpractice and defects during the changing period, and theimportance and necessary for state-owned commercial bankcarrying out poverty right system reform, the aim is to putforward the theory basis and general plan reform for state-ownedcommercial bank of property right system.The main content and viewpoint of the thesis are as blow:1.Applying the bank system theory of Marxism to analyze theexisting pattern of the Chinese bank property right system whichis histOrical outputs not the required results whichproductivity develop gradually some level. So it lacks the insideeconomic inevitability, the property system exists very seriouslimitation.2.Dissect features of property right system of commercialbank ~t home and abroad, and analyze the existed differencebetween China state-owned commercial bank and modern commercialbank from the aspects of property right arrangement, internaladministration structure, organization behavior method,management benefits etc. And point out the existed defects ofthe property right system of state-owned commercial bank and allsorts of incompatible malpractice of marketing economics.3.Proceed from the consideration ~f the aim of state-ownedcommercial bank, expound the position for reform of property2right system, aim attitude, basic principal, necessity andfunction. Point out the reform of property right system is thefundamental way out for state-owned commercial bank.4.Making use of the standpoint of Marxism analyzed thehistorical position and important function for property rightsystem of the stock-system legal-person. Particularly expoundthe significance and function for st...