Commercial Bank Risk Prevention And Early Warning Indicator System Is Discussed

This thesis, beginning with the potential risk in the Financial Market of China, puts forward the specific risk defense category of our country抯 Commercial Banks. Based on this, it establishes the risk alarm target system from both the macroscopic aspect and the microscopic aspect, in order to minimize the risk of commercial banks, reduce loss and increase benefits. This thesis consists of three parts. The followings are the main points of each pait: 1. The potential risk in the Financial Market of China. It dwells on six kinds of potential risks and analyzes them individually. These risks have much to do with the risk of Commercial Banks. So it is the prerequisite for the latter contents. 2. The research on the risk alarm range of the Commercial Banks of China. This part mainly discusses the macro-environmental risk and the micro-operating risk. They relate to the Commercial Bank抯 five kinds of business棗international business, current business, assets and liabilities business., bond business and intermediate business. 3. The theory of establishing and perfecting the risk alarm target system in the Commercial Bank of China. This is the key of this thesis, and it is also the content that the author tries to break through the old theory and innovate with the new one. It establishes the specific alarm target system from the perspective of both macrocosm and microcosm. Moreover, every target system includes more concrete contents. The characteristics of this thesis are: It pays much attention to both theory and practice. With elaborate illustration on the theory of the risks of Commercial Banks, it analyzes the extent of risk that our Commercial Banks now face. It also presents new ideas, new services and new techniques of Commercial Banks and gets all kinds of risks listed in a targeted way, so as to make the analysis simple and easy to understand.