China's Commercial Banks To Publish Their Information

Timely and valid information disclosure mechanism is not only the important part of effective bank supervision, but also the important impetus to performance improvement of bank operation. Heretofore, to strengthen the transparency of bank system operation has gained general acceptability all over the international bank industry, perfect information disclosure system are herewith importunate to be established in China accordingly.From the combinative perspective of information economics and contemporary financial theory, this thesis makes analysis of the status quo of information disclosure of commercial bank domestic and overseas, demonstrates the role of information disclosure mechanism in finance market development, and also investigates the institutional and technical content of information disclosure mechanism in Chinese commercial bank.This thesis consists of four chapters. The first chapter is Theory Foundation of Commercial Bank Information Disclosure, which investigates information asymmetry problems in commercial bank, and the effect and cost-benefit of information disclosure mechanism. The second chapter reviews the information disclosure of international commercial bank industry and Chinese Commercial Bank. The third chapter is Comprehensive Thought of Chinese Commercial Bank's Information Disclosure System Construction, which researches the basic construction principals, primary content, and the element construction condition's cultivation of Chinese commercial bank's information disclosure system. In the third chapter, the reforms of accounting system of Chinese commercial bank and the function of bank supervision are also construed. The fourth chapter is conclusions.