On The Study Of Commercial Bank Mergers And Acquisitions In China

The wave of bank merger and purchase has been sweeping throughout the world since 1990s, aiming to gain an advantageous situation, by complementing advantages reciprocally, extending their scale, appelling more customers and bearing good brands. As is known, the scale and the power are key factors on the banks' contend. So the trend of bank merger and purchase can never be held. According to the concerts arrived at by china and WTO, our money market will be completely opened to the world. Doraetic banks have to face the pressure and impact of foreign megabanks. So dometic banks should take effective measures in the coming years. As to the four government-owned banks, they are all devorting thrie effort to solve these property problems that were caused in the planning days. Their merger will be carried out with the intervention of a strong administrative power. The best way is that the other three banks, except CHINA BANK, are to be separated at first, then be re-mergerd into CHINA BAM by purchasing the other three banks' good assets, aiming to cope with the foreign megabanks. As to the banks established under the market system, the best way is to extend their scale by mergering and purchasing. Furthermore, they should go to purchase in the foreign money market to make theirselves more internationalized.