Sme Financing In China The Status Quo, Problems And Countermeasures

In recent times, there is a rapid development for SMH in China, which has become one very important part of national economy. Although SME has a last growth in China,financial issues are becoming the "bottleneck" for the SMH further development. It is the most widespread and crucial factor for SMH development to be limited by the lack of money in accordance to the international financing experience. Nowadays, a special -history era has seen the transformation and the adjustment in the institutions and structure of society, polity, economy and culture in China.In this period, it is more complicated and difficulty for SMH in China to finance. Therefore, there is a very meaning and practical significance for us to research and reflect the SME financing issues in China.After briefly analysis and comparison of SMH financing policy and methods among the developed countries such as America, Japan and France, aiming directly at the SMH financing difficult problem in China, this thesis gives a deep analysis and research about the overall situations, difficulties and the main cause's of SME financing issues in China in terms of the three levels of government, enterprises and financial institutions. At last, the thesis proposes a series of solutions and recommendations for the SMH financing-difficult problems in the basis of combining the successful experience of developed countries with the reality in China. In conclusion, this thesis is of the view that solution for the financing difficult issues in China is to construct one financing service institution for SMH development in China as soon as possible. The construction of the financing-service institution depends on the common efforts maele by government, enterprises and financial institutions. That is, the government shouldcreate an enabling environment for SME development; financial institutions should give 'transfusion' to enterprises directly and indirectly; the last and the most important, enterprises must build their capability of financing by themselves and keep it improved. Therefore, it is thus a matter of high urgency that enterprises to modernize and innovate their traditional institutions.