National Social Security Fund Investment Research

A perfect social security system is the security to the improvement of Chinese economic reform. However, according to some historical and institutional reasons, our country's social security system has not been constructed completely, and its securing ability can not meet the requirement of social development, which can be seen in the narrow coverage of social security and the increasing deficiency of the social pension funds aspects. In order to solve this problem, on one hand, we must push the reformation of our social security system continuously, and on the other hand, we must make careful investment, preserve and increase the value of pension funds, which is also the urgent problem in the course of Chinese economic development.First of all, this article reviews the concept of our social security funds, the payment pressures it faced in the present time and the performances of social pension funds investment. Then, it discusses the investment experiments of foreign pension funds and its inspiration to our country. After that, the article analyses the pension fund investment from the investment domain, target and portfolio aspects. And then, with the modern investment theories and relative data, the article just builds up a model and figures out the allocation ratio of Chinese social pension funds. Finally, bases on all the above research, the writer gives some suggestions about the social pension funds investment from his own opinions, and wishes then can be helpful to the social pension funds investment.