Sized Enterprises Study

Small and middle-scale enterprises are playing a significant role in enlarging employment, flourishing markets, increasing income, stabilizing society and optimizing industry structures. Whereas, small and middle-scale enterprise are facing many difficulties because of questions themselves and the effects of outer factors. And the financing dilemma is becoming bottleneck in restricting enterprises development. This thesis is titled with "the financing dilemma of small and middle-scale enterprises in China". The thesis reveals the reasons of financing dilemma and counterplans through theory and demonstration.The followings are main clues and contents:At first, this thesis gives a boundary to the small and middle-scale enterprises. Such enterprises refer to the ones which are defined in "small and middle-scale enterprises promotion law in the people's republic of China" in June, 2002. The second part of the thesis put emphasis on analyzing the reasons of financing dilemma.In our country, financing dilemma is the effect of many factors. Compared with big enterprises, small ones have shorter history and many questions, such as, the insufficient credit and poor accumulation ability. On the other side, there are outer factors, such as society environment, political system of government, finance system and so on. Thenon-justice and standard on government action, the imperfect finance market, the dissymmetry information between banks and enterprises, admeasure of credit, and severe soft restriction on budget deepen the questions of financing in the process of enterprises development. In order to solve the questions above, the third and fourth parts discuss how to use for reference the foreign experience and how to solve the financing difficulties.In accordance with the world wide difficult questions, some developed countries adopt effective measures to solve the financing dilemma. We can make full use of the experience and they have significant meanings in solving our country' dilemma. The thesis introduces the environments which are good to develop small and middle-scale enterprises, such as to set up specialized financing organizations to perfect bank system, to come on favorable policies, to utilize capital market to support financing, to set up administration management organizations, correlative public sodality and so on.At last, the thesis gives correlative counterplans to solve the financing dilemma. To the government, the most important thing is to reinforce the construction of justice and standard. At the same time, it is supposed to keep local government from the actions of opportunism and departmentalism. To the small and middle-scale enterprises, it is supposed to reinforce the constructions on restrain and stimulation, to setup and perfect credit guarantee system. The last part elaborates arrangement on deepening financing system.