The commercial bank, as a kind of special enterprise, its management state influences the stability of economic and financial development directly. To be objective, because the finance of our country is still monopolized by the banking systems, so a great deal of contribution to the economy of our country is created by state-owned commercial bank mainly. For major Sobs once made enormous contribution for the reform and opening up to outside world and economic development of our country, but it has also solidified some characteristic of planned economic system as well.Although in the scale of assets, Sobs have made enormous progress, but they also accumulated a large amount of non- performing assets in respects. The management environment of state-run commercial bank is aggravated. So, study the origin emerging in risk of state-run commercial bank conscientiously and discuss ways of solving the problem in the realistic meaning with importance, this text proceeds from this train of thought and probes into studies.The main content of the thesis is as follows:First of all, summed up the general theory of the risk of commercial bank. Define the theory intension of the risk of commercial bank, thus prepare the theoretical foundation and essential foreshadowing for research of the ensuing chapters.Then, investigate and produce mechanism analysis in risk present situation of the state-owed commercial bank of our country. Launch from two following respects concretely: First, the risk that the commercial bank faces is mainly that a non-performing loan of the bank is too high in proportion, profit-generating difference of assets and assets mobility are bad. As a whole, with the development of economy, the risk of commercial bank keeps aggravating day by day. Second, current system and open economy environment make the analysis of origin cause of formation of risk of the commercial bank, focus on and launch describing from the system concretely. Finally, focus on and control from outside supervising and inside, take precautions against proposing with two respects of thing after-treatment pointedly on the concrete policy of the risk of state-owned commercial bank of our country and measure suggestion in advance. Put forward the risk of Chinese commercial bank and take precautions against the basic train of thought that the mechanism structures at first, then expound... |