China's State-owned Commercial Banks To Guard Against And Defuse The Loan Risk Research

The theme of this thesis is on the high credit risk of state ? owned commercial banks of China. It expounds various causes of the hig credit risk.Furthermore, it advances new ideas on reforms and measures accordingly. This thesis has been separated into four parts. Part one generalizes the risk of credit theoretically points out the main types and manifestation of current credit risk .part two illustrates causes of the high credit risk in some fields, such as enterprises, governments, centralbanks and state -owned commercial banks themselves. Meanwhile , it promulgates the inner links between them . In the third and part, it summarizes the successful experiences on econimy reforms; it also draws lesson from operation and manangement methods of the west . besides that , in accordance with enterprises, governments , central banks and state?owned commercial banks themmselves , it puts forwards specific reforming ideas and measures also with some theoretical discussions.