Study Of Consumer Credit Legal Issues

Nowadays, the credit in China is lost. Chinese is lack of honest. Consumersand business operators depend on each other but at the same time contradicteach other. In such relationship, consumers are inevitably in a inferior conditionand always subject to tremendous risk and damage arising from operators'defraud, cheat, negligence and malicious act, which becomes more serious incontemporary industries or so-called knowledge economic society. For thisreason, to protect consumers' rights and interests becomes a common concern inany developed or developing country, and the legal science about consumerprotection, as an emerging subject, is becoming more and more prominent.This article is composed of three parts.In chapter one, the author introduces the concept of the Consumption andCredit. And then introduces the present situation of credit in consume in ourcountry, analyses the relationship between consumers and business operators.Chapter two is analyses the cause and harmfulness of the lack of credit inconsume.In chapter three, the author mainly talks about the system of credit inconsume. After evaluating and analyzing the shortcomings of existing system,the author clearly states the future system of credit in consume. Our countryshould try to set up a system. Moral is the base, law is the guarantee,supervision is the frame of this system. In other case, developing the mediumorganization is very important, too.