On The Life Insurance Benefits

Along with people the fast exaltation of the insurance consciousness, more and more people have accepted insurance, particularly insurance. As a result, much more insurance disputes related to insurable interest appear. The insurable interest is in the research that the study of the insurable interest learns in the insurance method to occupy an important position increasingly. The concept that the insurable interest is applicable to the property insurance contract have no objection , however for concept of the insurable interest whether apply the life insurance contract and for the insurance object adoption of the life insurance what principle exist a controversy. This thesis is just a study in this field.In addition to the preface and conclusion, this thesis makes a relatively systematic study of the life insurable interest from four parts.The fist part is about the basic theories of the life insurable interest .The insurance benefits originates marine insurance and was first established in the form of law by the Marine Insurance Act of 1746 England. Later, in the Life Assurance Act 1774 of England, the regulations of insurable interest were applied to the field of personal insurance. The meaning of insurable interest varies in cases and theories, up to now, there is no identical consists of generalization doctrine and enumeration doctrine. The emergence that the life insurable interest request mainly is for guarding against risk and...