Civil Laws Of The Loan Contract Adjustment

this article mainly research the history and the development of Non-governmental Credit Loan contract,analysis and appraises the legislation condition of some continental legal system countries in the foundation, puts forward some proposals.Chapter 1 introduces the basic situation of this article. This part introduces the background, the significance, the main content, the research technique and so on.Chapter 2 is the outline of this article. This is the general theory part. Including main body, content and so on. First introduces the meaning, the legal characteristic and the nature. we must study Non-governmental Credit Loan contract firstly and the analyze any lends money the contract above, the analysis of lending money contract and the loan contract, borrows the contract, rents the contract, finally introduces the legal characteristic of Non-governmental Credit Loan contract, the fund originates and so on. Next introduces the main body scope of folk loan contract, These all about Non-governmental Credit Loan contract elementary knowledge, this concept is the foundation of this article.Chapter 3 introduces the process of historical development. This part introduced the continental legal system first, the country as well as our country about lending money contract, like France, Germany, South Korea. different nation has different legal system, these all have the certain model significance worfh our country to study. Secondly introduces the main development history and the present situation, including the contract of lends money. and the correlation stipulation and our new contract stipulation of next development tendency. Non-governmental Credit Loan contract already broke through the traditional significance category in the practice, mutually characteristic and so on, from the load risk, played the role to the commercial bank credit, Promoted the place characteristic industry development to play a vital role. The folk loan existence and development have the positive effect what cannot be substituted, also do not have the allowance to the neglect problems, Finally, Finally, comparison and analysis, put forward a new pattern suitable for our nation.Chapter 4 introduces the problems in the folk loan contract and its law adjustment. This part is introduces the law problems that often appear in the folk loan contract and put forward a series of law adjustment measure, this the part of contents are huge miscellaneous, is textual to write a point. the first part of This chapter passes case introduction folk loan contract first, a little bit existent theorieses and the fulfillment problems in the rate, proof and time limited efficacy. The second part emphasize analysis the existent problem in the first part introduction, analyzing the party concerned name to writing problem, time problem, quantity t problem and guaranteeing problem etc. first, analyze the interest problem in the contract secondly:Including the interest engagement problem, interest prepares to button up a problem, compound interest problem, usury problem, 400% interest rate problems, overdue interest problems in advance;Analyze the proof problem in the folk loan contract again;Finally analytical a litigation time limited efficacy within contract problem, after, put forward a series concretely, viable law adjust measures.Consummation the standardship of folk loan contract, both in the law and the economic development, has the vital significance in our country's legislative work. Signs in Non-governmental Credit Loan contract process, also have many questions worth our paying attentions, including contract writing, interest computation, evidence questions and so on. and then draw up the reasonable standard measures, rise for the legal form in the right time will guide people's loaning behaviors, and cause the folk loan gradually move towards the health development in the path. Only this can display the advantageous function of the folk loan behavior like this, also can solve the folk loan dispute well, creation a socialism harmonious society.