Research On The Process Reengineering Of Payment And Settlement Business Of Postal Savings Bank Company

In recent years, as China’s reform and opening up the banking sector, the commercial banks in order to enhance their competitive advantage, and gradually improve the efficiency of products and services, business process plays an important role in the course of commercial banking operations, business process reengineering and therefore become a commercial bank One of the advantages to enhance the core competition. In the current international financial markets, banking process management model has been widely used in the theory of its construction has been several years of discussion, and it has been many domestic-owned and joint-stock commercial banks to explore and practice. The future of China’s commercial banks can meet the standards of internationally active banks, domestic general agreement that the bank plays an important role in the process. In practice, the bank processes need further development optimization, although it is relatively clear concept in theory, but theory and its application in the real world also need to explore ways to achieve. In this paper, literature research, surveys, examples, and other methods, for example, a more comprehensive analysis of the current postal savings bank payment and settlement company BPR development problems and summarizing China Construction Bank and China CITIC Bank processes company payment and settlement business process reengineering, based on the successful experience, and actively explore effective measures for the Postal Savings Bank settlement paid by the company’s own business process re-engineering, and ensure the smooth implementation of the project, to further improve the value of customer service functions and improve bank management and reduce service costs Postal Savings Bank settlement paid by the company to improve the operational ability to resist risks.