A Study On The Performance Of China 's Commercial Banks To Develop Investment Banking

In the world of economic globalization and economic integration of financial background, with the rapid development of innovative economic resources of China’s financial markets and financial instruments are reassembled, the original commercial bank-dominated financial system has been a huge shock. In this case, mixed substituted separate operation has become an inevitable choice for commercial banks faced in the development process. With the continuous progress of interest rate market, the interest income of China’s commercial banks gradually reduced, the income of intermediate business has become an important pillar of the business income of merchant banks. But due to the shackles of domestic policy constraints and sub-sector business model, intermediary business development has been limited to some extent, in the development process is also facing a number of unavoidable problems. Important part of the investment banking business as a commercial bank, with less investment, high profit characteristics, so to carry out investment banking business to improve the performance of commercial banks has a very important role. China’s commercial banks have come to realize its importance, but with many intermediate business is similar to the development of China’s commercial banks investment banking sub-sector has been a great business model of restraint.Firstly, the research status at home and abroad on the basis of the introduction of commercial banks and investment banks as well as the difference between China’s commercial banks to carry out investment banking particular theory. Then China’s commercial banks to carry out investment banking course overview, combined with the prevailing economic environment, the feasibility analysis of China’s commercial banks to carry out investment banking business as well as SWOT analysis, On this basis, the current situation of China’s commercial banks to carry out investment banking business is analyzed, summed up China’s commercial banks to carry out operations in the presence of a single product, the regulatory system is imperfect, the lack of professionals and other issues. Further to Commercial Bank of China, for example, select the relevant variables, error correction model its specific empirical analysis, which summed up to carry out investment banking business will help improve the performance of China’s commercial banks this conclusion. Finally, in order to carry out the business model of foreign commercial banks, product status quo, business income and other aspects of analysis, the commercial banks in China to carry out investment banking business should pay attention to the integration of resources, establish and improve risk management systems revelation, and hinder China’s commercial banks for investment banking performance improvement factors, the corresponding strategies.