A Study On The Impact Of Capital Structure On Commercial Performance Of China 's Listed Commercial Banks

The development level of national banking industry can often represent the degree of national economic development.Since 2001, Chinese accession to the WTO, financial market is fully liberalized. A large number of foreign banks are crowing into our country. Increased domestic intense market environment.The topic research can help Chinese commercial banks improve competitiveness in the market and promote its sustained and healthy development.Firstly, this paper defines the concepts of capital, capital structure and the Basel agreement. Summarizes the development of capital structure theory on the basis of previous studies. Secondly, listed commercial banks as an example, analyzed the bank’s ownership structure,debt structure and capital adequacy ratio.Then measure the operating performance of commercial banks by its profitability, liquidity, security and growth in four aspects.Next we use the sample data of 16 listed commercial banks in China from 2010 to 2014 to establish a multiple linear regression model, and get the relationship between the capital structure and business performance. Finally,based on the research results of the paper putting forward my own proposals.