Based On The Operational Performance Of Commercial Banks’ Capital Structure Research

Commercial banks as the main body of modern financial system, known as connected to the"bridge" of the national economy, but at present our country banking business performance statuscompared with foreign banks is far. At the same time, as the financial market fully open, anddeveloped new regulatory standards, China’s commercial banks will face more severe challenges athome and abroad. The modern capital structure theory, enterprise capital structure optimization ofits operating performance has very important influence.This article is from the commercial banks capital structure and business performance, thetheory basis of14listed commercial banks in China the status quo of capital structure andperformance were analyzed, and at the same time, using the factor analysis method to build acomprehensive index system of commercial banks operating performance, and the capital structureof commercial banks operating performance influence has carried on the regression analysis, inorder to start from optimizing the capital structure of commercial banks, and constantly improve theoperating performance of Chinese commercial banks, enhance its competitiveness. The results showthat:(1) The first big shareholder’s shareholding proportion are negatively related with theperformance of commercial banks;(2) The top five shareholders’ shareholding ratio and operating performance of commercialbanks were positively correlated;(3) The proportion of state shares are negatively related with the commercial banks operatingperformance;(4) Positive correlation between commercial banks operating performance and legal personshare proportion relations;(5) The attached capital accounts for the proportion of core capital and commercial banksoperating performance were positively related.In conclusion, this paper argues that although China’s banking industry after years of reformand development has made many achievements, but the capital structure of Chinese commercial banks still exist not rationality. Therefore, this paper argues that from commercial banks own capitalstructure optimization and the improvement of the external management environment two aspects,constantly optimize the capital structure of Chinese commercial banks to improve businessperformance, so as to promote the health of the banking industry in our country, rapid andsustainable development.