Auto Finance And Automotive Financial Services Company Management Studies

It must understand the automobile finance at first to really understand the auto industry; We know from the foreign history that will really develop the auto industry that must develop automobile finance at first .China kept attempting to take one to leave automobile finance in the past few decades, the way of developing the auto industry independently, the result it can be imagined.. Until today, did not realize gradually, the automobile finance was an ox muzzle of an auto industry, the automobile finance is one of the important keys which starts the social consumption.This paper is divided into six parts from the structure:Chapter one start from the financial definition of the automobile which several organizations provide in the world, have summarized the understanding of automobile finance and known and provided the definition of the automobile finance, summed up to summarize to the development characteristic of the automobile finance at the same time, and analyzed to the function of the automobile finance.Chapter two analyzed "source of the life" where the automobile financial service exists -Mode of the profit . Divide it into two kinds " mode of the basic profit " and " appreciation profit mode " in the mode of the profit , and from angle of "serving the management theory" and "financial service theory", prove automobile financial service has the characteristics of the " can't know person who touch " , the" separability "and the " difference principle". Have proposed " the key factor of financial service profit mode of the automobile is customer's loyal satisfaction ", " the secondary factor of financial service profit mode of the automobile is the transmission quality of the automobile financial service".Chapter three first investigating "credit theory "and " consumption credit theory" , and then analyzed the function specific intension and category to the financial service credit system of the automobile of the financial service credit system of the automobile emphatically, analyzed and proposed our country sets up the countermeasure of the financial service credit system of the automobile to its function.Chapter four introduced the financing structure of the automobile finance and financing form , has introduced the financing form of the automobile financial credit assets securitisation especiallyChapter five explained the development and sale of the automobile financial service product, this link is the last link of automobile financial service, is a tool which realizes the financial profit mode of the automobile, is a carrier of financial creditmanagement of the automobile, is a operation goal of the financial financing system of the automobile.Chapter six analyzed the necessity of China's energetical development automobile finance and the obstacles met at present, and proposed developing the route at the same time.