The Yanbian Bank Insurance Business Development Status And Countermeasures

Bancassurance has arisen in China since 1997, and developed 8 years. Although developing swiftly, Bancassurance develops in the primary stage. Bancassurance devdops in the loose cooperative pattern that the bank with the insurance company subscribes agreement at themoment,and the pattern has revealed a lot of problems gradually after the development of some years. This article goal is through analyzes the Bancassurance the rationale and produces, the development course, will discuss our country Bancassurance future to develop the pattern, then will carry on the analysis to the Yanbian this national minority area Bancassurance service present situation, and proposed will speed up the development the countermeasure.The thesis stats off the theory base that the Bancassurance corne into being, and draws lessons from the foregn Bancassurance well-deveoped exmpenence, consults the Bancassurance of China develpping actuality at the moment, analyses the different patterns of the Bancassurance, points out the distinct distingishing feature of different devdopment patterns, and finains obtains the conclusion: The pattern fitting for Bancassurane development of China is holding company. And question which from three Bancassurance service benefit correlation aspect - -insurance company, the bank, the consumer angle multianalysis market aspect exists, proposed speeds up develops the Yanbian Bancassurance countermeasure.