China Insurance Investment Funds Involved In Capital Markets Research

The goal of the insurance company basic is the maximization profit as the commercial department. Insures profit and the investment profit are insurance company's two big profits fountainhead, looked from the international insurance industry management tendency. As a result of insurance main body increase, insurance competition day by day intense, the insurance extent of guarantee more and more extends, the safe responsibility more and more widespread, which cause the premium rate more and more lowly, insures question which the profit the drop even loses money more and more prominently. Thus the insurance investment is making up insures the loss, the guarantee corporate finance is stable, the enhancement company competitive ability aspect function appears more and more importantly.Joined in WTO particular along with our country capital market investment environment change and insurance industry to foreign countries opening up our country, the insurance industry management environment has had the radical change, the insurance fund investment has the more and more vital significance to our country insurance company's survival and the development, the good investment income became the insurance company to win the competition the most important link. Because the insurance investment question gradually becomes our country insurance company to pay attention with the research key point, this article carries on the thinking under this background to our country insurance fund involvement capital market investment question, launches the discussion .The article altogether divides six parts:First chapter: To our country insurance investment condition, the existence flaw and the correlation question do outlines.Second chapter: Because the capital market development condition has the direct influence to the insurance fund utilization, therefore elaborated the capital market development in this to the insurance investment support and the impetus function, explicit insurance fund investment capital market significance.Third chapter: As the comparison research foundation, in profits from the western insurance investment theory and in the experience foundation, summarizes to our country insurance investment enlightenment.Fourth chapter: Unifies our country the actual situation, from should to compete and develops our country insure the enterprise the angle, analyzes the current our country insurance investment one by one several concrete ways, can have the help by the time to our country insurance investment. Fifth chapter: Pointed out the insurance fund carries on the operation in the capital market, is impossible to achieve 100% security, needs to distinguish the risk as far as possible, including internal...