Restrictions And Protection Of Individual Rights. Theory In The Credit System

The credit investigation system is arising from economic development.personal credit and credit investigation system is different.It is the relationship between the content and means.In the process of the credit investigation, companies and individuals is the most important parts. Process and the operation of credit institutions has its own unique mechanism. It is Needed to regulate and adjust all aspects by the law. Credit bureaus in real life according to their role can be divided into market-oriented public credit institutions and credit institutions. The reason why the scope of personal credit information into the right has its special requirements.It is benefit and value that the thing behind the right. Expressed deep right on the interests of the content is recognized and protected. Restrictions on the rights to the process of conflict of interest is to be coordinated, measured to be compared to the value, choice, choice process.In the field of personal credit information, personal information private on their own protection should be limited accordingly, not be absolutely protected. In the public interest, personal information should be noted that when the main body to provide information relevant at the expense of public interests, should be accurate for some of the necessary information to provide. Credit services and credit in obtaining government permits the data subject's consent, shall obtain personal data collection, credit information and use of the right to report. The exercise of these rights are not unfettered, as the result of other legitimate private rights violations of any individual is not permitted by law, should it be limited.The rights to be informed credit, change of control rights and the right to information are contended in the credit investigation system. The scope of the provisions of the rights of States are not consistent with their different emphases.The article will focus on the actual situation of the people who is personal credit,and makes a detailed reporting,and put forward views and suggestions about the protection.