| Recently, with the rapdi development of electronic commerce, electronic payment plays a more and more inportant role in the current payment system. The key problem of electronic payment ist safety of customers'capital, so it's very important to design a good systmen to distribute the loss in payment if the technology can't reduce the risk of safe payment. According to the different types of payment (one ist BtoB, another ist BtoC),we should design diferent system to regulate electronic payment and distribute loss in the electronic payment.by this design can we strengthen the protection of comsumers'rights. |