Study To The Commercial Bank Credit Line And The Deadline Design Question

Along with our country economy fast development, GDP rapid promotion, our country average per person income and consumption level also in unceasing rise. These all sorts of factor impetus, also caused financial professions and so on our country bank becomes more and more popular, the people to material life's keen demands, caused to give letter, loan and so on service the wide ranges by the demand. Especially the small and medium-sized enterprise also more and more expectation banks give the letter condition to them to be able to relax, following is more and more financial enterprises establishes one after another, this mainly aims at the bank prestige not too good small and medium-sized enterprise. This article gives the letter specified amount on our country Finance enterprise the question under the policy present situation to launch the research analysis now in our country; this research subject has the important theory and the reality guiding sense.In 2010, Central Bank adopted"three means that a direction"the policy, this had the very big instruction to our country credit operation and profits from the significance. This provision has mainly involved the floating capital loan administration tentative method, the personal loan management tentative method, the fixed asset management tentative method as well as the project financing service directs these aspects, and proposed in the floating capital loan administration tentative method a floating capital loan demand's reckoning formula, also has selective analysis this formula in this paper.This article through gives the letter service to the synthesis the theoretical analysis, studied has given the letter specified amount and the deadline design and the management frame, and brief analysis Central Bank"three means that a direction"policy; Has carried on the example analysis from the floating capital loan administration tentative method to the floating capital loan demand's reckoning formula. This article has established many graphs, uses for to be able the more accurate analysis enterprise to draft the letter, like this only then can more accurate advance give the letter specified amount and the deadline hypothesis to the enterprise. And gave the letter to the Industrial enterprise to carry on the detailed example analysis, finally guangming this article big chapter's analysis Panjin the agricultural technology development limited company has given the letter case, comes viewpoint which more profound elaboration this article proposed. This article in implements to the city commercial bank gives.