Hunan Agricultural Credit Guarantee Co., Ltd. Guarantee Of Agricultural Financing

Since the implementation of reform and open policy, Hunan Province gradually built up multi-level rural financial system including policy banks, commercial banks, credit cooperatives. However, due to inadequate rural financial system, coupled with a high risk, low income, and lack of collateral of agriculture itself, so these lead to difficulties in financing agricultural industry more prominent contradictions. To address the financing of agricultural industrialization, and guarantee hard problem, Hunan Province, to establish the financing guarantee system to support agricultural development as a strategic measure to give high priority. Thesis analyzes the current development of agricultural industrialization in Hunan, by the constraints of agricultural financing, as well as security for financing development of the industry in Hunan, put forward guarantee companies take full advantage of the security policy to address the financing of agricultural enterprises in the security difficulties for banks and other financial lending institutions to expand efforts to lift the agricultural risks. The use of the present paper the theory of finance and security research, complemented by social survey methods, Hunan Agricultural Credit Guarantee Co., Ltd. as an example, the current internal and external environment facing the company, development status and lack of development of the company's advantages and disadvantages analysis, development goal and made the company focus on the right direction. Through specific case studies, summarizes how security company business innovation, agricultural industry model innovation to overcome the constraints of financing to meet the financing needs of agricultural industry, the main problem.