Xinjiang Private Banking Development Research

China's economy has been maintained a high-speed development, even in the 2008 world under the impact of the financial crisis, residents still monolith in private wealth accumulation. Private banking as commercial Banks facing the wealth of the pyramid in high-income group offers wealth management as the core financial services, a package of high-level are increasingly reveal a huge potential for growth, its high profit margins also has created for the whole business banking will battle field. This paper introduces the development of international leading private bank status and successful experiences, including ubs, HSBC holdings, etc. From March 2007 in Beijing, Shanghai bank of China opened up, both private home in mainland China commercial Banks appeared the climax of the private banking business open, icbc's private banking was named "the most potential domestic 2009 Chinese private bank", its scope of business has gone from Beijing, Shanghai development to taiyuan, zhengzhou, nanjing, China merchants bank also ranked in 2009, 2010 the European monetary "" China best private banking" award.Xinjiang in China's most northwest, due to reasons such as geopolitical, national development of the financial industry is relatively backward, private banking basic blank in xinjiang, the author analyzes the meaning of carry out the private banking business, facing opportunities and challenges, think conditions have basic mature, commercial Banks should launch the business for, and seizes the market opportunities, and gives the corresponding tactics recommendations, including an effective organization framework; The advantage of using local business, deep cut customer resources; Suitable for the development of the local financial products, etc.This paper first chapter presents a private banking scholars both at home and abroad, the research present situation and development of the reality background, the second chapter expounds the private banking business concept, points out the characteristics of the private banking business, the business scope and profit model. The third chapter delimits the xinjiang private banking development significance and feasibility and challenges. The fourth chapter analysis of domestic and international commercial bank private banking development status and success experience. The fifth chapter gives xinjiang in the private banking business strategy advice. Keywords: Private banking , Wealth management, Xinjiang...