Game Of The Green Credit Policy

With the idea of sustainable development is growing in the economic and financial field, more and more people try to use economic levers to achieve the green resources and funding to achieve environmental protection while the purpose of allocation. In 2007 the State developed a green credit policy system, the driving force of the government policy of trying to help the financial industry to implement green credit, intended to achieve environmental protection, environmental protection and economic purposes with each other. However, with the deepening of the implementation of green credit, green credit policy implementation is becoming increasingly difficult, simply rely on persuasion and voluntary administration the effect is difficult to consciously play satisfactory. So, once again a comprehensive review of the green credit policy is particularly important, not only to find out the impact of external credit, external causes of green, while constantly sum up their reasons within the system in order to improve the existing green credit system in China itself on play a greater role in environmental protection.Previous studies of green credit method, often from the very concept of credit to the green on green credit system, content is often based on foreign experience and a variety of environmental theory, this paper attempts to use game theory to analyze the current of the green credit policy, summed up the green credit the behavioral characteristics of the main transactions and strategic options to find the green credit difficulties and the implementation of focus for a more rational system to provide theoretical support for green credit.The basic context of the study are as follows:First, review the concept of green credit policy and the development of this theory, then analyzes the basic framework of green credit system. On this basis, we also analyzed the domestic development of several green credit policy of banks is better, and the credit process.Secondly, game analysis, understanding of green credit transaction banking, corporate behavior characteristics of the two, from the characteristics of the analysis of the reasons for poor implementation of green credits, but you can spur companies and banks to find a better implementation of the two green credit means.Finally, the summary of the internal and external obstacles for green credit, explore the use of network, communication between the main social factors such as other organizations composed of green credit system compatible to realize the true motivation of green credit policy of environmental protection purposes, but also to achieve coordinated development of environmental protection and economic.