Risk Management Research On NGCBS Project Of Rural Credit Cooperative Of Shandong

With the development of financial reform in China, an increased competition occurs in the financial corporation. Under these conditions, Shandong Rural Credit Cooperatives must change business ideas, use"looking custom as a center"as a general guide principle. Shandong Rural Credit Cooperatives bring a new object, which is to development advanced information technology to improve customer management level.NGCBS as a comprehensive business and office systems, not only to centralize information for existing customers, but also to recycling the existing process. The member of the project team come from all over the city related to the professional backbone of the business and system design related professionals. The features of NGCBS are facing new challenges. The project is an unprecedented project; Shandong Rural Credit Cooperatives haven't ready-made project management experience. Therefore, it is necessary to identify and evaluate the risk of NGCBS projects according to its characteristics.According to the Shandong Rural Credit Cooperatives of NGCBS project, this article from the external conditions and internal factors of the project in-depth analysis, when the analysis is completed; the project risk identification is carried out using the Delphi method. After the analysis can draw conclusions that NGCBS main risks the project facing is: human resources risk, business integration risk, technical risk and project risk management, Using the Delphi method of risk identification, this paper carried out on the project risk assessment method is to use fuzzy comprehensive evaluation method, evaluation results show that business integration risk is the biggest risk facing the project, meaning the system can give employees NGCBS will actually use and psychologically acceptable, and rural credit cooperatives together the real business processes, Whether we can achieve the established objectives NGCBS effect is due to play the most important project faces risks; along with project management risks, the main framework of the project increase the difficulty of the project management, rural credit cooperatives must face large project management risks. Finally, there is technology risk and human resource risk, as well as technical support and project team staff composition, the Shandong Rural Credit Cooperatives also exist risk cannot be ignored. This article provides a number of methods to solve the risk. In the project implementation process of Shandong Rural Credit Cooperatives, attentions should be paid firstly to business process reengineering and integration, to achieve the orderly docking at the same time to adjust corporate culture and strategy, so NGCBS system can achieve the function by default, to achieve and Rural Credit Cooperatives perfect blend of business; for the project from all aspects of risk management control, Specific sub-project implementation plans, change management, cost control, and several other links, to set up an independent audit department to be responsible for project implementation is reasonable. To control risk, to choose the software to meet the business needs, technology needs analysis to ensure that meet the requirements first. Technology options to ensure stable, compatible, advanced. To get top management support in order to avoid possible risk of human resources, the other in the composition of project team personnel to take into account interests of all parties. Finally, the system must be introduced professional design team to achieve the purpose of optimizing business processes.