Study On Bank Of Communication

Loan business is the main business of bank. Due to the characteristics of bank, establishing a complete loan administration system becomes the principal problem of all banks today. In the course of developing new market, Bank of Communications Jilin Provincial Branch establishes a standard loan administration process, and show the importance in the future economic development. Since 2010, the economic situation becomes more complicated, and the macroscopic policy formulation is not for sure. Form the first season of this year, the domestic economy raises obviously, inflation rises up faster, but the impact of money policy reduces. The basis of economy is not stable. From the second season of this year, the economy speeds up slowly, the increase of industry fluctuates, and the real estate market is still hot. The situation of home and abroad becomes more complicated. In the essence, the money policy sill fluctuates. Due to the press of inflation, adding more interest and revaluing RMB still exist; the future policy is tight, especially for the raise of real estate. The change of loan administration policy challenge the standard of bank management, so under the new domestic economic situation, a banker of Bank of Communications Jilin Provincial Branch should analyzes optimization capital structure and promotion loan administration efficiency in the next stage.