Sunan Region Agricultural Insurance Research

The construction of socialist new countryside is a great historical task of our modernization process. Need to urban and rural development, increasing public financial input of strength, expand the scope of cover rural public finance, strengthening the government of rural public service. Agricultural insurance as under the conditions of market economy sustainable development of modern agriculture (agricultural science and technology, the three pillar financial, insurance), was one of deepening the reform and perfect rural economic system is one of the important measures.This article from agricultural insurance market failure and system defect two aspects discusses sunan region municipal agricultural insurance is confronted with difficult because the source, and puts forward the sunan region municipal agricultural insurance system construction of path.The first part introduction. Put forward in this paper to study agricultural insurance research background significance in this paper has introduced the research method and technical route, puts forward some basic ideas and research content. Meanwhile, to the agricultural insurance study covers the paper defines.The second part literature and theoretical overview. This paper reviews researches of agricultural insurance of achievements and the major theoretical tool.The third part sunan region municipal agricultural insurance status and the analysis of the reason. From the sunan region municipal agricultural insurance system vicissitude and the analysis of the present situation of the development of agricultural insurance, troubled economic causes, namely the market failure and system supply shortage.The fourth part sunan region municipal agricultural insurance system of economic analysis. Mainly includes agricultural insurance stakeholder analysis, optional system cost effectiveness analysis. In domestic and foreign agricultural insurance system in the comparison, focuses on the mutual protect fishery association this mutual insurance organization system is introduced and analyzed, put forward "body" system is the guarantee of the sunan region municipal suitable agricultural insurance system. The fifth part sunan region municipal agricultural insurance system to establish the system of, the countermeasures and proposals. Through the "body" system guarantee insurance subsidies and super compensate responsibility two important indexes measurements, analyzing the "body" guarantee system of defect, the article puts forward "to guarantee the body" system, namely "TuoDe modified guarantee body system" type. The countermeasures and Suggestions, emphasize bringing the rural social capital of various tissues form, to reduce cost, reduce loss DE behavior. And the sunan region issued agricultural insurance local regulations were discussed.The sixth part conclusion and prospect. This paper summarized the study, puts forward the innovation in this study, and points out that this study shortcomings and study in the related field.