Research On The Risk Control Of Bank Of Communications Jilin Branch

The Bank of Communications Jilin branch saves a branch since from stock system reformation, Have got certain effect in the field of operation performance , risk administration and implementation country macro-control policy, It's business manage display the tendency developing at top speed. But, The Bank of Communications Jilin branch saves a branch and great majority commercial banks are the same, Control the shortcoming there existing some in aspect in management control and risk, It's external environmental factor , internal governing factor , the factor checking an excitation and technical risk mistake is affecting it's sustainable development, with the target that state-owned commercial bank of our country reforms still has the certain gap.The main body of a book place outside managing current situation and the institute first to the Bank of Communications Jilin branch oversees an environment having carried out analysis , inside population condition and outside having known the Bank of Communications Jilin branch oversee an environment. Existence risk problem and risk of all kinds control and then current situation at present to the Bank of Communications Jilin branch having been in progress expounding , point out and the risk shortcoming having four aspect mainly, one being the outside environment effect, two is an inside governing factor , three are to check the excitation factor , four are that technicality risk is wrong. On this basis, the risk to find out the root causes of problems were reflected in the concept of risk control, the integrity and effectiveness of internal control mechanism, the powers and responsibilities of internal audit and regulatory functions, and conducted in-depth risk analysis. On the basis that risk of the Bank of Communications Jilin branch of all kinds problem analyses under the control of, the main body of a book risk , security risk , avails uncertainty draw to flowability of the Bank of Communications Jilin branch risk waits for risk manifestation to have carried out explanation other, and then from risk characteristic identification angle sets forth the risk of all kinds how to distinguish the Bank of Communications Jilin branch, have carried out analysis on the person.Owing to that the Bank of Communications Jilin branch there exists above-mentioned risk problem and analysing condition, the main body of a book has been submitted by the fact that the risk building the Bank of Communications Jilin branch keeps watch system , has discovered and has been corrected the defect or weakness managing and bringing about under the control of because of the inside, prevent from controlling the grave accident and loss thereby , boost a bank improving inside administration and risk controlling the bank risk horizontal , answering unceasingly, to change and increase by. And suggest that the Bank of Communications Jilin branch risk keeps watch the short-term target that system builds is bad lessening assets proportion , the risk digesting the history financial affairs parcel , running administration , building-up strictly inward oversees the fire prevention wall. The long-term goal is to keep watch risk , strengthens administration , standard order , defends fairness , improves beneficial result , promotes development. Have started with to overseeing two aspect inward under the control of with the outside and then , have made clear that the Bank of Communications Jilin branch risk keeps watch the main content experiencing and observing construction, It's inward under the control of lower risk keeps watch organize a frame , perfect system construction risk administration immediately effective including strengthening system , makes duty partition clear and asks duty that the system sum builds effective incentive mechanism; The risk under external inspection system keeps watch system construction strengthening country audit supervision and strengthening People's Bank inspection including that the sharpening silver supervises bureau industry inspection.Risk keeps watch the concrete content that the body builds according to the Bank of Communications Jilin branch , the risk the main body of a book is controlled from the inside overseeing two aspect with the outside setting forth the Bank of Communications Jilin branch banking business controls the concrete method being put into effect, Risk controls mainly including conferring the outside upon a message business inner, business inner outside risk controls bank deposit and the chest , international service inner outside risk controls , risk controls in the centre business inner outside risk inside of the financial accounting controlling a sum. Be put into effect by the fact that risk controls concrete method's , be boosted the Bank of Communications Jilin branch saving a branch improving risk under the control of horizontal , realize it's sustainable development.