The Mode Of Rural Micro-Credit In Bangladesh And The Revelation Study For Our Country

China's rural micro-credit first appeared in 1993, development has already made some achievements, but in theory and practice many deep-seated problems remain unresolved, these problems if you do not find out, is bound to affect the healthy development of rural micro-credit. View of this, In this paper, rural micro-credit Grameen Bank in Bangladesh as the research object, Operation of rural micro-credit for the problems, Hinder the development of specific analysis of internal and external factors, Establish micro-credit in rural areas from the operating mechanism and optimize the development of micro-credit both the external environment, Proposed to achieve the sustainable development of rural micro-credit specific countermeasures.This article is divided into five parts.The first part introduces the development of rural micro-credit in China context,Some scholars at home and abroad for the Study of micro-credit in rural areas results,And the research contents and methods.The second part describes the emergence and development of microfinance,micro-credit created in order to solve the problem of rural poverty,to promote better and faster development of rural economy.micro-credit has experienced three stages of development, as well as its characteristics, the impact of poverty and policy in this chapter are carried out in detail.The third part is involved in rural finance some of the theories of the introduction,Focuses on agricultural credit subsidies, rural financial market theory, imperfect competition theory are three main theories.The fourth part is the operation of micro-credit in rural Bangladesh study,The success of Grameen Bank of Bangladesh operation to solve the difficult problem of loans to farmers, and promoted the rapid development of rural economy,Their operation mechanism, risk management mechanisms to achieve better economic and social benefits, and was widely copied around the world and promote.Fifth explore some of the major economic development for rural micro-credit development,In a comprehensive analysis based on the successful experience of Bangladesh, combined with China's national conditions, to the development of rural micro-credit proposals.