Asset And Liability Management In Harbin Bank Applied Research

Techniques and theories of asset-liability management originally developed from western commercial banks and are scientific and complete. In recent years, the commercial banks of China have been in a golden period of development, at the same time, they are facing unprecedented challenges and a series of factors rich and deep the connotation of commercial banks'assets and liabilities management.Basing on the basic content, theoretical deduction and history of commercial banks'assets and liabilities management, this essay introduces the main management methods and practices. By analyzing Harbin Commercial Bank's operating conditions briefly, including profitability, safety and liquidity of assets-liability management, this essay points out the shortcomings of asset-liability management of Harbin Commercial Bank and further designs the new asset-liability management indexes system. The most important thing is that this essay puts forward the measures, process and system of asset- liability management for Harbin Commercial Bank and helps to introduce the advanced management skills and strengthen the management of the branches.