The Relationship Study Of The Imbalance Between Supply And Demand On Rural Financial Development Of Our Country

As an important component of the Social financial system,rural finance is an important channel of capital supply and demand which is also an important part in the development of rural economics. The rural finance generally refers to the financing activities in rural areas. Development of rural finance and rural economy has close relationship. It is extremely important to build a good rural financial system which is suitable to rural economic development. Financial service main body is less and the ability is weak.The rural financial market is not perfect. The rural financial reform is not complete. All these which cannot meet the needs of farms and medium-sized enterprises in rural financial service demand, have become a bottleneck restricting the development of rural economy. As the basis structure of financial system, the rural financial system is the key of the rural economic growth and increasing the farmers' income. However, there are serious imbalance between supply and demand in China's rural financial development. It seriously influences the adjustment of rural economic structure and the growth of farmers' income. With the development of the rural economy and the continous deepening of reform, how to give full play to the rural finance in rural economic development, eliminate the core role in rural financial development which is insufficient, solve all kinds of problems existing in current rural financial services maximum, realize the harmonious development of the rural economy target, have become China's rural economic development problems to be solved.With how to improve the rural financial service level as the breakthrough point, taking zibo city in shandong province for example, this article uses the theory of financial development, economic growth theory and the theory of agricultural development and other related theoretical tools, and gives us in-depth study of China's rural financial reform situation and rural financial services in rural economic development ability. At the same time, this article makes deep exploration about the imbalance of supply and demand relationship of China's rural financial developmen, discusses China's rural financial market development orientation as well as how to play the role of rural financial services, better support for rural economic development and other aspects of the reform measure.Firstly, the background, purpose, significance, domestic study of dynamic of this research are discussed in this paper, and the idea, method and framework are cleared. Then based on the current development of our country rural economics and rural financial development status of Zibo city in shandong province, this article deeply analyses the rural economy development to the financial needs, rural financial services supply situation.Next, the article analyzes comprehensively the main problem with a vast amount of data and cases, such as absence of financial services, defects of rural financial institutions, the weakening of the function of rural financial institutions to support agriculture, seriously outflowing of rural capital, further improving of the rural credit management system, unsatisfactory social investment environment.Finally, aiming ai these problems, this article puts forward the specific countermeasure on how to improve the rural financial services.