Research On System Of Chinese Rural Financial Market

Since the reform and opening up, the CPC Central Committee issued for five years consecutively to agriculture, rural areas and farmers as the theme of the central document from 1982 to 1986, making specific arrangements on the reform of rural and agricultural development. From 2004 to 2014 it also has released 11 years consecutively of "farming" as the theme of the central document stressed the "three rural" issue during the socialist modernization in China’s "top priority" position. These decades, Chinese economy has experienced a high flying style development. However, China as a large agricultural country,also, as a country with larger proportion of farmers, incremental growth by leaps and bounds,we can not be proud. Most importently we have to see the current inefficient production and the lagging side of rural finance development compared to rural agriculture. Since the reform and opening up, our state has put forward to policies to encourage the development of SMEs in the township, to rural areas in technology, introduction of human resources. Today China’s rural economy has achieved leapfrog development, but agriculture "short board" effect is more prominent. Financing difficulties has already become the bottlenecks of the rural economy with better and faster development. How to solve rural financial imbalances of supply and demand is imminent.Thesis is to analyze from the two main research, time and space,finally making optimal path China rural financial market development of the organization in local conditions.Specifically, on the time, the paper focuses on the study different organizational system of rural financial markets. By extending longitudinally with depth of analysis, it is not only to discover at the shortcomings of rural finance,but also to find out the deep-seated reasons and concluded that rural financial organization system in the form of what is really suitable for China’s ruraleconomic development. In space, it is to make the anatomy of rural financial system from developed countries such as the US credit composite type rural financial system,Japan’s financial and government financial cooperative coexistence model, etc. On the basis of it, extract the suitable essence for China’s rural financial development.