| China's banking industry since December11,2006, full liberalization of foreign banks, tocancel its conduct RMB business in China operated by non-prudential restrictions, allowing it toprovide RMB services to all customers, foreign banks in China began to enjoy national treatment toforeign banks in China will enter a new stage of development. Foreign banks have strong capitalstrength, rich management experience, a good international reputation, and strong human resourcesand advanced technology equipment and network advantage will give China's banking industryhave far reaching implications. As of the end of2010,44branches of foreign banks,35foreignbanks have been allowed to conduct RMB business, while56foreign banks may engage in financialderivatives trading business; total assets of foreign banks in the Chinese business institutions hasreached17400billion yuan, up29.13percent; the deposit balance of1.06trillion yuan, an increaseof43.99%; of the loan balance of9,137billion yuan, up26.26percent; after-tax profit of7.785billion yuan.This paper first reviewed the research results of the host country on foreign bank entry;discussed in the literature review on the basis of the development of foreign banks in China,including the overview of the development of China's banking industry; again, the entry of foreignbanks in our country banking business efficiency, the impact of an empirical study, selected for the2001-2010panel data of14commercial banks dominant in China's banking market, to take apre-tax profit margin, net interest income rate, non-interest income rate five indicators of theoperating expense ratio and liquidity ratio using Eviews software to build models and regressionanalysis; Finally, the empirical analysis on the basis of raising the competitiveness of the bank itself,promote market-oriented reform of interest rates and improve the regulatory system of tripartiteface to improve our country commercial banks operating efficiency of the countermeasures andsuggestions. |
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