The Situation And Legislative Perfection Of Our Overseas Investment Insurance

Overseas investment insurance, also called the overseas investment guarantee, refers to the overseas investor taking the host country possible political risk as the insurance reasons, applying the investment insurance institution of their country for the insurance, and conclude the insurance contract, the political risk responsibility is undertook by the insurance institution..It is an important system that the capital exporting country protect their citizens’overseas investment,avoid the political risk loss and make up for the loss. This system was initiated in1948in America, For it well effect, this system was adopted by main capital exporting countries of the world. In recent years, overseas investment develop rapidly in our country, but there is no perfect overseas investment insurance system, it harmful for our global development strategy. So it an urgent task to build up a Chinese overseas investment insurance system so as to integrate with the world.This thesis is divided into four parts, analyzing the lack of legal provisions and practice of our overseas investment,comparing the capital exporting country overseas investment insurance system and perfecting the overseas investment insurance of our country.The first part introduce the situation of our overseas investment insurance, first describes the concept and characteristics of overseas investment insurance, and then explain the status and characteristics of our overseas investment insurance. By comparing the data and analysis, indicate the shortage of our overseas investment insurance.The second part introduce the legislation of our overseas investment insurance and the underwriting procedures of the SINOSURE. From two aspects of the legislation and practice to demonstrate our need to improve the our overseas investment insurance. The third part is to show the mode choice of our overseas investment insurance, first described the mode of the United States, Japan and Germany, then analyze the advantages and disadvantages, Taking into account the status of our country, that we should learn German, taking the mixed mode.The fourth part is about the basic ideas of our overseas investment insurance, including the insurer, underwriting conditions, insurance coverage, the right of subrogation, the insurance period, insurance, and insurance aspects. Comparing the related content of the United States, Japan and Germany, obtain the appropriate provision of our country.