Research Of Chinese Banking Market Withdrawal Legal System

Banking support the development of economic of a country, which creates credit at the same time. Becauseof multiple reasons to accumulate a large amount of risk, that the bank crisis, not only undermines the financialstability, but also harmed the economic development. The recent outbreak of the financial crisis in the UnitedStates, and fully exposed to the banking system in the process of financial liberalization in vulnerability. Thestability of the banking system has become the global focus and difficult problem. Construct and perfect theproblem bank exit legal mechanism, is to maintain the stability of banking system is an important work. In thispaper the basic theory of banking market withdrawal based on profound analysis, through to the domain offoreign home in the banking market withdrawal legal mechanism of learning, combined with our current bankingindustry development situation, elaborated our country future of banking market withdrawal system andimprovement suggestions.The first part elaborated the banking market withdrawal basic questions, including the banking market exitof the concepts, types, causes and necessity, to distinguish the banking market exit and general business marketexit of the difference; the second part of the article from the perspective of jurisprudence on banking marketwithdrawal behavior are analyzed in detail, elaborated the banking market withdrawal legal way, presided overthe body, first from the point of view of economics the banking market withdrawal and negative effect, then fromthe angle of the banking market security and efficiency angle elaborated the market exit of the value of economiclaw, the banking institutions in the crisis to market exit ratio many administrative intervention is more reasonable;the third part of the article draws lessons from the foreign developed market economy countries in the banking market withdrawal of experience and the legal system, and our present financial system comparison, draws theconclusion that our banking market withdrawal system and legal laws and regulations need to be perfected; thefourth part of the article, described China’s banking market exit of the legislative status quo, to our country in thebanking market withdrawal legal aspects. A system to make objective evaluation, according to China’s bankingmarket withdrawal in a number of problems, such as: market exit of the relative laws and regulations are notperfect, financial superintendency strength is insufficient, security mechanism is not perfect, put forwardcorresponding suggestion and countermeasure, made clear our country banking industry in the marketwithdrawal of principles should be adhered to, to improve the related legal system, to determine the specificregulatory agencies as well as to establish, perfect and banking market withdrawal related security system.