System Comparison Of Worker’s Compensation In China And United States

Injury insurance is the implementation of the world’s earliest social insurance system,it is the most widely used in society, and until today, industrial injury insurance system hasbecome a worldwide social insurance system of universal significance. However, in itself,China’s social security system, industrial injury insurance is lagging behind, and onceranked in the pension, unemployment, medical insurance system reform, industrial injuryinsurance is facing a serious gap between the situation of reform and practical needs.The work injury insurance system is based on workers’ right to life and right to healthto establish the basis. Workers suffer from work accident injury or an occupational disease,the risk of injury in order to ensure their access to medical treatment and financialcompensation, injury prevention, and vocational rehabilitation to be protected, and use oneunit of greatly dispersed, so the Government and various departments when theestablishment of industrial injury insurance system, and gradually be improved.As a comparative study of precedent on the legal system of China and the U.S. workinjury insurance, trying to in-depth analysis of research on China and the U.S. work injuryinsurance legal system so as to arrive at a more systematic and objective conclusions. Thisarticle from the origin of the historical development of the industrial injury insurance legalsystem to start, the profound analysis of the evolutionary process, and gradually transition to the existing system, to find out thedifference between the two countries’ industrial injury insurance system, look for the inadequacies of the industrial injury insurance system, possible solutions andrecommendations. Write this article, the ultimate goal is to sum up and learn from themature experience of advanced countries, and of contributing to the work injury insurancesystem of China’s reform and further improve.Industrial injury insurance system, respectively legislation is not perfect, narrowcoverage, low wages, imperfect organization, the behind the employer’s liability insurance,as well as lack of enthusiasm for injury prevention and rehabilitation. Now it seems that thework injury insurance system in the development of our country have made great progress,but many problems still exist. In this paper the analysis on the basis of the problems of theabove work injury insurance system in China, on improving the policy of the relevantcountermeasures: First, full speed up the speed of the legal construction of the industrialinjury insurance, because in developed countries, work injury insurance system have astrong legal backing, the improvement of a national legal effect depends on theimprovement of the legislative level, the legislative level to improve more conducive tocarry out industrial injury insurance practice; the second expansion of industrial injuryinsurance, the main body of the insured, to ensure that the carrying out of the principle ofsocial justice need to legislate broad coverage, the security needs of members of society,and equal business opportunities, the principle of giving priority to efficiency also needs tobe legislative guarantee in order to be implemented; Third, to improve the treatment ofindustrial injury insurance, injury insurance benefits of automatic adjustment mechanismshould be timely to develop, work injury insurance benefits the security function needs tobe the practical realization; Fourth, improve the industrial injury insurance organization andmanagement functions of the body, strengthen the capacity building of agencies, and otherinjury insurance team building should also pay attention to it; Fifth, encourage and supportthe development of the employer’s liability insurance.