The Engineering Quality Liability Insurance In Our Country Legal System Construction

Quality liability insurance of the construction project is to protect the owner’sand other people’s legitimate rights and interests, improve the quality of the projectand set up, with construction unit in accordance with the law or the contract for theproject quality accident to cause harm to others and should bear the liability for theinsurance subject to a property insurance system. Engineering quality engineeringquality insurance liability insurance is a special type of control engineering qualityrisk, is one of the means.In the years of international construction industry practice, engineering qualityliability insurance has been proved to be a kind of improving construction quality,construction quality accident victims’ rights protection and effective method, and hasformed the relevant international conventions. China has also carried out a largenumber of quality liability insurance of the construction project of the exploration andthe practice, but the effect is not ideal. Currently on the market only Chineseinsurance insurance, Changan a few large insurance companies involved in thepurchase of insurance, the insurance of engineering projects is can be counted onone’s fingers. The main reason is on the one hand the construction quality accidentresponsibility to define the complex and time consuming; on the other hand, theresponsible party expected themselves can not compensate money, deliberately notways to reduce or evade the responsibility for compensation; plus short-term effect,reduces the responsible party to buy relevant insurance power, then the insurance toimplement liability for compensation.Construction of our country s quality liability insurance of the constructionproject is the key to maintaining the social public interests, members of society toprotect the personal and property safety of the compulsory insurance model, in orderto better dispersion of architectural accident risk, fulfil construction accidentresponsibility of the parties, safeguard the rights of victims. Motor vehicle trafficaccident responsibility compulsory insurance has effectively solved the problem ofthe compensation for damage in road traffic accident, enforcement of engineeringquality insurance may also be taken by the State Council promulgated the" project quality liability compulsory insurance regulations" in the form of compulsoryinsurance, building developers, or not to engage in legal provisions of constructionactivity or selling behavior."The responsibility of engineering quality insuranceregulations" legislative purpose is to improve the quality of construction, for thecommunity to provide high-quality building products, and ensure the quality ofconstruction accident of third party rights of victims. In view of the engineeringquality liability insurance is a special kind of liability insurance, the insurance,liability insurance, insurance forms, insurance, right of subrogation of the insurer andthe insurance contract and other issues in the regulations shall be clearly explained. Inaddition, the responsibility of engineering quality insurance legal systemestablishment and the consummation is inseparable from the third party qualityinspection agencies to cooperate, should be clearly stipulated in the third party qualityinspection institutions to check the quality of the fundamental principles, content,time qualification etc..