A Study On Theendowent Insurance System Designd To Protect The Rights Of Off-farm Workers

Currently how to protect the basis rights of off-farm workers becomes a more and more important issue, what is more, the key is the pension insurance issue of off-farm workers. In the view of the current pension insurance participation situation of off-farm workers, they not only could not enjoy the same pension insurance level just as workers, who have urban household registration, but also there are a considerable number of off-farm workers who are in the absence of social security system protection, which means their rights have no protection. Therefore, it’s necessary to research how to protect the rights of off-farm workers from the idea of system designed, which will has a vital significance for protecting off-farm workers if it could achieve. In July2011, implementation of the law on social insurance system provided a legal basis and support to protect the interests of people.In July2011, Shanghai officially introduced the notice of" Integration of Three Types of Insurance ", which pointed out the inform trend of Shanghai social security system. It is very significant to promote the transformation from "peasant society" to "civil society" protecting rights of off-farm workers into a higher level and ease the pressure on pension fund income and expenditure after the implementation of the policy. Taking into accounts of the merger of problems and solutions after" Integration of Three Types of Insurance quantitative analysis the effectiveness of policy implementation using methods of system dynamics in order to improve the merger policy well.This article consists of two parts mainly. First, based on specific survey data, simulate the fund balance running in the coming2011-2035year if the "Comprehensive Security Out-of-Town Employee" into the "Town Worker Endowment Insurance" with the system dynamics’SD model, and get the simulation effect of the combined effects of the policy. The most is about the amount of pension payment, the payment number and pension blonde peat lands, and simulate the change more flexible more flexible by changing the rate of change in the model, such as:social growth, payout ratio, paid rates. This is a good reference for Shanghai pension fund situation after the migrant workers into Town Worker Endowment Insurance and improvement of operating conditions and policies.Second, proposed the establishment of old-age insurance system for urban residents in Shanghai, most participants are off-farm workers and urban unemployed residents who are unable to bear the payment of old-age insurance. Then calculating the ability of financial burden in the context of Shanghai will be gradually set up endowment insurance system for urban residents in The Twelfth Five-Year Guideline in a large on the measure. A precedent to build ideas and specific programs base on the existing old-age insurance system for urban residents and the experience in the country and around, the system designed considers more ignored people, and adhere to the "wide coverage, basic security, flexible, can be convergence" principles. The implementation of the system will significantly improve Shanghai’s the level of pension benefits of urban residents, and learn to provide ideas to promote construction of harmonious society and to further improve the pension insurance system for migrant workers in Shanghai. For Improving and maintaining the rights of migrant workers and old-age insurance system for migrant workers, and even solving the problem of migrant workers will have a certain theoretical and practical significance.The final conclusion of this paper is the construction of supporting measures with pension system, which will protect the rights of off-farm workers, considering the financial investment, flexible corporate contributions, and the transfer and other aspects of security relevant measures follow.